This tool is intended to provide employees with an 'estimate' of their medical costs. It is not intended to provide specific advice with respect to any individual’s situation, and should not be construed as a recommendation to participate in any particular benefit plan. The cost projections shown by this tool are based on the input data you provide and are only ‘estimates’. In all cases, the terms and conditions of the governing documents for the applicable plan will govern, and will determine the amount of your benefits. If there should be any difference between this estimate and your benefit described in such governing documents, the governing documents will control.

The user of this tool assumes all responsibility and risk for its use. The City is not responsible for the accuracy of this tool and reserves the right to amend or terminate any plan at any time for any reason. The City, its agencies and service providers disclaim all warrantees, representations or endorsements expressed or implied, with regard to the information access from or via this server or the internet, including but not limited to, all implied warranties of service provider abilities, fitness for a particular purpose, or non-infringement.

Nothing contained in this website shall give any employee the right to participate in any benefit plan, be retained in the employment of the City or affect the City’s right to dismiss any employee.

The City does not assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed. Construction of the disclaimers contained in the Website and resolution of disputes concerning these disclaimers are governed by the laws of the State of Minnesota.